CCIG funds investment property loans other lenders can't — no tax returns, no minimum credit score, and a process built around the value of the property, not a stack of paperwork.
Whether it's your first rental or your fifteenth commercial building, we've got a lending path that fits it. Based in Haverhill, Massachusetts, with a second office in Tampa, Florida, we finance investment properties across Massachusetts, Rhode Island, New Hampshire, and Maine, and in 42+ states nationwide.
Single-family and small multi-unit rentals, including non-warrantable condos and short-term rental properties.
Explore this loan5+ unit buildings with flexible loan terms and lower monthly payments to help your portfolio scale.
Explore this loanRetail-over-residential and other blended properties — diversify revenue with one flexible loan.
Explore this loanOffice, retail, warehouse, self-storage, and auto-service properties, with cash-out refinancing available.
Explore this loanTraditional lenders slow you down with income documentation. We don't. Here's what that means for you.
Most investor 1–4 deals move from application to close faster than a traditional bank ever could.
Start with our short online application. No income documentation needed.
A loan specialist reviews the property and structures terms that fit the deal, not a generic checklist.
In-house underwriting means fewer handoffs and a faster path to funding your next investment.
Purchases, cash-out refinances, and first-time investors, closed on their timelines.
A business owner needed fast cash to buy a new investment property. CCIG closed three cash-out refinances and the purchase at the same time, so he had his funds for closing and hit his P&S date.
A self-employed borrower couldn’t get financing for a two-family investment purchase through traditional lenders. We underwrote the property, not his tax returns, and closed it.
Returning clients bought a single-family rental in Florida without ever sitting at a closing table. We helped them get their LLC set up to do business in Florida so the mail-away purchase could close.
A restaurant owner needed to pull equity out of his building. CCIG got him the cash he needed and lowered his interest rate in the same loan.
"We built CCIG because investors needed a lender who understood the deal, not just the paperwork."
Before founding CCIG in November 2010, John spent his career on the management teams of some of the country's largest banks and private mortgage companies, including Wells Fargo and Bank of America. That's where he saw the gap: investors needed a non-traditional lender who could move at the speed of a real deal.
Since then, CCIG has closed hundreds of millions of dollars in loans across residential and commercial investment markets, and now lends in 42+ states nationwide.
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