Financing for Rhode Island rentals, triple-deckers, apartment buildings, mixed-use, and commercial property, with no tax returns, no minimum credit score, and no DSCR requirements.
We finance investment properties for Rhode Island investors, including single-family rentals, two- and three-families, apartment buildings, mixed-use properties, and commercial real estate.
Our loans are built around the property, not your paycheck. There are no tax returns, no proof of income, no minimum credit score, and no debt service ratio requirements, so self-employed investors and non-standard properties aren’t automatically shut out.
Every loan is 30-year and fully amortized, with fixed, adjustable, or interest-only options and no balloon payment.
Single-family homes, two- to four-families including triple-deckers, condos, and short-term rentals.
Investor 1–4 loansApartment buildings with five or more units, including owner-occupied buildings.
Multi-family loansYes. We finance investment properties for Rhode Island investors from our Haverhill, Massachusetts office. Call 978-478-0668 to talk about your deal.
Yes. Two- to four-unit buildings, including triple-deckers, fall under our Investor 1–4 loans, with up to 80% loan-to-value. Buildings with five or more units fall under our multi-family loans.
Loans range from $75,000 to $5,000,000, up to 80% loan-to-value on 1–4 unit properties and up to 75% on multi-family, mixed-use, and commercial.
No. We don’t require tax returns or proof of income, and there’s no minimum credit score or debt service ratio requirement. We underwrite the property.
Multi-family, mixed-use, and commercial properties can be owner-occupied. Investor 1–4 loans are for investment properties only.
We also lend in Massachusetts, New Hampshire, Maine, and 42+ states nationwide.
