Investing in a mixed-use property diversifies your portfolio and creates multiple channels of revenue.
Mixed-use properties are buildings zoned for multiple uses — residential and commercial — and most buildings with at least two units of differing use will qualify for our financing program.
We have extensive experience lending to investors of mixed-use properties and will help you see potential that other lenders may overlook.
Our flexible lending programs offer fast and easy loans based not on income, but on the value of your mixed-use property and its potential to generate income. Our experience evaluating the mix and value of your tenants helps secure the most favorable financing available.
Any building zoned for two or more uses, such as residential above retail or office.
Loans range from $75,000 to $5,000,000, up to 75% loan-to-value.
Yes. Mixed-use properties can be owner-occupied.
Many banks treat mixed-use as non-standard. We lend on the property’s value and potential instead of a bank checklist.
No. We don’t ask for tax returns or proof of income, and there are no debt service ratio (DSCR) requirements. We underwrite the property.
No. There’s no minimum credit score, and less-than-perfect credit is considered.