Leominster, MA
We financed a 5-unit building for a borrower buying their very first rental, and walked them through every step.
First-time investor
We help you expand your business and investment portfolio by making it easy to invest in apartment buildings and multi-family properties.
Investing in multi-family properties is a strategy that provides a steady revenue stream from each dwelling, while lessening the impact vacancies have on your operating costs.
A multi-family building qualifies for one of our loans if it contains five or more residential dwellings. Larger multi-family properties offer lower risk to the investor, even though they can be more difficult for lenders to liquidate than smaller properties — which is exactly why we built an asset-based program around them.
Our loans are based on the value of your multi-family property and its potential to generate income, with terms built around your deal.
We financed a 5-unit building for a borrower buying their very first rental, and walked them through every step.
Five or more residential units. Buildings with 2–4 units fall under our Investor 1–4 loans.
Loans range from $75,000 to $5,000,000, up to 75% loan-to-value.
Yes. Multi-family properties can be owner-occupied.
No. Our loans are fully amortized over 30 years, with fixed, adjustable, and interest-only options.
No. We don’t ask for tax returns or proof of income, and there are no debt service ratio (DSCR) requirements. We underwrite the property.
No. There’s no minimum credit score, and less-than-perfect credit is considered.