Westbrook, ME
A self-employed borrower turned down by traditional lenders. We underwrote the property, not his tax returns, and closed it.
Self-employed borrower
All real estate investors start somewhere, and residential properties — single-family homes, 2–4 unit homes, or condos — are the perfect starting point to build your portfolio and launch your business.
Commercial Capital Investor Group works to provide you with a fast and easy loan to finance your investment property. Applying is quick: start with our short online application.
As a correspondent lender, we set our own standards for underwriting. We look at the property, its value, and its potential to generate revenue — not the investor's personal income — when considering a loan application. That's why we fund investments when traditional lenders can't.
We offer a wide variety of fixed-rate, adjustable-rate, and interest-only loans for investors purchasing a residential property, and most applications close quickly, without the back-and-forth of a traditional bank.
A self-employed borrower turned down by traditional lenders. We underwrote the property, not his tax returns, and closed it.
Returning clients bought a Florida rental and closed by mail without ever sitting at a closing table.
Loans range from $75,000 to $5,000,000, up to 80% loan-to-value on Investor 1–4 properties.
No. Investor 1–4 loans are for investment properties only. Owner-occupied properties are eligible on our multi-family, mixed-use, and commercial loans.
Yes. Buildings with 2–4 units, including triple-deckers, fall under this program. Buildings with 5 or more units fall under our multi-family loans.
Yes. Airbnb and VRBO properties are eligible.
No. We don’t ask for tax returns or proof of income, and there are no debt service ratio (DSCR) requirements. We underwrite the property.
No. There’s no minimum credit score, and less-than-perfect credit is considered.