Financing for Massachusetts rentals, triple-deckers, apartment buildings, mixed-use, and commercial property, with no tax returns, no minimum credit score, and no DSCR requirements.
Commercial Capital Investor Group is headquartered in Haverhill, Massachusetts. We finance rental homes, triple-deckers, apartment buildings, mixed-use properties, and commercial real estate for investors and business owners across the state.
Our loans are built around the property, not your paycheck. That means no tax returns, no proof of income, no minimum credit score, and no debt service ratio requirements. It’s a fit for self-employed investors whose returns show low income after write-offs, and for properties a bank won’t touch.
Every loan is a 30-year, fully amortized loan with fixed, adjustable, or interest-only options and no balloon payment, so you can hold the property long term.
Single-family homes, two-families, triple-deckers, condos, and short-term rentals.
Investor 1–4 loansApartment buildings with five or more units, including owner-occupied buildings.
Multi-family loansDowntown and Main Street buildings with storefronts or offices below and apartments above.
Mixed-use loansA business owner needed fast cash to buy a new investment property. CCIG closed three cash-out refinances and the purchase at the same time, so he had his funds for closing and hit his P&S date.
CCIG financed a 5-unit investment property for a borrower buying their very first rental, and walked them through every step of the process.
A restaurant owner needed to pull equity out of his building. CCIG got him the cash he needed and lowered his interest rate in the same loan.
A first-time investor wanted to buy a commercial office building. CCIG structured the financing and closed the purchase in four weeks.
Throughout the state. Our main office is in Haverhill, and we finance investment properties from the Merrimack Valley and North Shore to Greater Boston, Central Massachusetts, and beyond. We also lend in 42+ states nationwide.
Yes. Two- to four-unit buildings, including triple-deckers, fall under our Investor 1–4 loans, with up to 80% loan-to-value. Buildings with five or more units fall under our multi-family loans.
No. We don’t require tax returns or proof of income, and there’s no minimum credit score or debt service ratio requirement. We underwrite the property.
Multi-family, mixed-use, and commercial properties can be owner-occupied. Investor 1–4 loans are for investment properties only.
Our Massachusetts office is at 800 Broadway, Suite A-5, Haverhill, MA 01832. Call 978-478-0668 to talk with a loan specialist.
We also lend in New Hampshire, Rhode Island, Maine, and 42+ states nationwide.
