Financing for Maine rentals, two-families, apartment buildings, mixed-use, and commercial property, with no tax returns, no minimum credit score, and no DSCR requirements.
We finance investment properties for Maine investors, including single-family rentals, two- to four-family homes, apartment buildings, mixed-use properties, and commercial real estate.
Our loans are built around the property, not your paycheck. There are no tax returns, no proof of income, no minimum credit score, and no debt service ratio requirements. That matters for the many self-employed investors whose tax returns don’t show what they really earn.
Every loan is 30-year and fully amortized, with fixed, adjustable, or interest-only options and no balloon payment.
Single-family homes, two- to four-families, condos, and short-term rentals.
Investor 1–4 loansApartment buildings with five or more units, including owner-occupied buildings.
Multi-family loansMain Street buildings with storefronts or offices below and apartments above.
Mixed-use loansA self-employed borrower couldn’t get financing for a two-family investment purchase through traditional lenders. We underwrote the property, not his tax returns, and closed it.
Yes. We finance investment properties for Maine investors from our Haverhill, Massachusetts office. Call 978-478-0668 to talk about your deal.
Often, yes. We don’t ask for tax returns or proof of income. In one recent deal in Westbrook, ME, a self-employed borrower couldn’t get financing for a two-family through traditional lenders. We underwrote the property and closed the loan.
Yes. Short-term rentals, including Airbnb and VRBO properties, are eligible under our Investor 1–4 loans.
No. We don’t require tax returns or proof of income, and there’s no minimum credit score or debt service ratio requirement. We underwrite the property.
Multi-family, mixed-use, and commercial properties can be owner-occupied. Investor 1–4 loans are for investment properties only.
We also lend in Massachusetts, New Hampshire, Rhode Island, and 42+ states nationwide.
